Independent E-commerce & DTC Brands
Accept payments, settle globally, pay suppliers — all from one stack.
Hong Kong entities selling into mainland China — WeChat Pay & Alipay cross-border acquiring, fully compliant under our HK MSO license.
-
Limited payment coverage — Stripe and Adyen are restricted in many markets.
-
Multi-currency pricing on the front-end, FX losses on the back-end.
-
Split supplier payments: CNY to China factories, USD/EUR to overseas logistics & ads.
SaaS & Subscription
Get paid globally, renew automatically, pay your team anywhere.
-
Customers want to pay in their local currency and method.
-
High involuntary churn from failed recurring charges.
-
Paying remote engineers and contractors across borders.
Cross-border Remittance
Send money home — sub-minute to 140+ countries, with an India specialist rail.
European and Middle East institutions disbursing to India — UPI / IMPS / NEFT / RTGS, sub-30-second payouts, 24/7 with locked FX.
-
SWIFT is slow (3-5 days), expensive ($25-50 per wire) and opaque.
-
Same-day emergency remittances are nearly impossible.
-
Hidden FX markups eat 1-3% of every transfer.
Livestreaming & Creator Economy
Pay your creators and hosts worldwide — batch payouts in seconds, not days.
-
Creators are global — SWIFT wires are too slow and too expensive.
-
Batch payouts to hundreds of hosts break traditional banking.
-
Multi-currency settlement adds FX friction on every payout.
Gig Economy & Freelance Platforms
Disburse to millions of drivers, couriers and freelancers — anywhere, anytime.
-
Millions of small payees — each one a separate bank wire.
-
Cross-border freelancer payments take days, lose money on FX.
-
Compliance burden for individual payouts across 100+ jurisdictions.
AI Industry
Agent cards, stablecoin GPU rails, global data-labeling payouts — built for the AI economy.
-
AI Agents need programmable cards with HTTP 402 / tokenization for autonomous payments.
-
GPU & compute providers want stablecoin settlement to avoid SWIFT fees.
-
Data labeling & RLHF workforces span India, Kenya, Philippines — need batch local payouts.
AI agents calling paid APIs ($0.05 per call) — VISA virtual cards with tokenization and per-agent limits.
AI labs paying GPU providers $50K/month in USDT/USDC — bypass SWIFT fees, settle 24/7.
India / Kenya / Philippines labelers paid in local currency via UPI / IMPS — batch disbursement.
Digital Advertising & Marketing
One card per ad account. Per-campaign limits. Multi-currency. Programmable.
-
Multiple ad platforms (Google/Meta/TikTok/Bing) need separate payment methods.
-
Personal cards for company ad spend = accounting nightmare.
-
Topping up at midnight, waiting hours for the budget to apply.
Ready to build on PayTok?
Talk to our team about your industry. We'll show you exactly which rails map to your workflow — and run a sandbox pilot within days.