About PayTok

We're building the payment infrastructure for a borderless world.

PayTok Global Limited is a Hong Kong-headquartered payments group, with regulated entities across Europe, North America and Southeast Asia. We exist to make moving money across borders as simple as sending a text.

Our Mission

Money should move like information.

The modern economy doesn't respect borders — but the financial system still does. PayTok was founded to close that gap.

We bring together card acquiring, virtual card issuing, local payment rails, FX, and stablecoin settlement into a single platform. Our customers — fintechs, livestreaming platforms, gig economy apps, marketplaces, SaaS companies and跨境 sellers — use PayTok to operate globally without managing a dozen banking partners.

Every PayTok product is anchored to a real, regulated entity in the jurisdiction where the money moves. That's how we move fast, without compromising on trust.

Our Values

What we hold ourselves to.

Move fast, settle faster.

We ship in weeks, not quarters. Sub-minute settlement isn't a roadmap item — it's today's default.

Compliance is the product.

Every feature ships with the licenses, KYC, and risk controls built in. We don't bolt compliance on — it is the foundation.

Borderless by default.

Our customers shouldn't have to think about corridors, currencies or counterparties. We do, so they don't.

Our Entities

A regulated footprint, by design.

Each PayTok entity is purpose-built for its region — bringing local licenses, local banking, and local expertise to the platform.

EU
SevenSeas
E-Money Institution serving 27 EU/EEA markets.
HK
CBTIS
MSO & TCSP licensed — our APAC headquarters.
US / CA
AISCPay
CBTIS subsidiary, FinCEN & FINTRAC registered.
VN
越智通
Fintech technology partner with deep local partnerships including TikTok Vietnam and VPBank Vietnam.

Want to build with us?

Whether you're a customer, partner or future team member — we'd love to hear from you.

Created by MiniMax Agent
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