PayTok is a global payments platform built for borderless commerce. Fast. Secure. Borderless.
From accepting Asia's biggest mobile wallets to settling stablecoin-to-fiat across continents — PayTok unifies the modern payment stack so you can move money without borders.
Accept wallets, cards, Apple Pay and Google Pay through a single global acquiring API.
Receive locally in 40+ currencies across 35 markets. Pay out anywhere — original-currency settlement.
Convert and settle between USDT, USDC and 40+ fiat currencies in under a minute.
Disburse to users across 140+ countries — purpose-built for livestreaming, gig economy and India payouts.
Issue virtual VISA cards in under 60 seconds — multi-currency, programmable, white-label ready.
Tell us your use case — we'll match you with the right rails and have you live in days.
Trusted by ambitious teams across independent e-commerce, SaaS, livestreaming, gig economy, AI, digital ads and remittance.
DTC brands & independent sites
Global subscriptions & renewals
140+ destinations, India specialist
Batch creator & host payouts
Drivers, couriers, freelancers
Agent cards & stablecoin GPU rails
Per-account virtual cards
Whether you're a fintech, a marketplace, a SaaS company or a跨境 seller — PayTok gives you the payment infrastructure of a multinational, with the agility of a startup.
About PayTokPay anywhere in the world with one wallet, one card, one API.
Bank-grade security, licensed and audited across five jurisdictions.
Get your virtual card in seconds — no waiting, no friction.
Spend and settle in multiple currencies with mid-market FX.
Talk to our team about your use case — issuing, acquiring, payouts, or stablecoin rails. We'll get you live in days, not months.