Cross-border Acquiring
Accept every payment method your customers trust — Asian mobile wallets, international card networks, Apple Pay, Google Pay, and local ACH — through one global acquiring API.
- Wallets: WeChat Pay (mainland), WeChat Pay HK, Alipay (mainland), AlipayHK — plus KakaoPay, GCash, Touch 'n Go, TrueMoney and 30+ more
- Cards: VISA, Mastercard, UnionPay, JCB, Diners, Discover
- Apple Pay & Google Pay — one tokenized integration
- ACH and local debit rails across the US, EU, UK and APAC
Global Multi-currency Accounts
One account. Receive locally in 40+ currencies across 35 markets. Pay out anywhere in the world. PayTok's treasury stack unifies local collection, FX and global payouts — with our own banking integrations and licensed entities as the rails.
- Named local collection accounts in 35 markets
- Original-currency settlement — no forced conversion
- FX rate lock & forward contracts via our treasury desk
- Same-day local credit in major markets
Fiat & Stablecoin Swap
Convert and settle between USDT, USDC and 40+ fiat currencies in under a minute. PayTok's smart-routing engine splits your trade across multiple liquidity venues to deliver the best executable rate — instantly.
- USDT · USDC on Ethereum, Tron, Solana, BNB Chain
- Off-ramp to HKD, USD, EUR, GBP, JPY & 40+ more
- Sub-minute settlement, 24/7/365
- Travel-rule & AML built in
Global Payouts & Remittance
Disburse funds to users, contractors and partners across 140+ countries. Purpose-built for livestreaming platforms, gig economy apps, creator payouts and high-volume India disbursements — with sub-minute settlement and transparent FX.
- Built for livestreaming, gig economy and creator payouts
- India disbursement: UPI, IMPS, NEFT, RTGS — 24/7
- Pre-locked FX rates, transparent spread
- 35 origin currencies → 140 destination countries
VISA Card Issuing
Issue virtual and physical VISA cards in seconds, on a PayTok-operated issuing platform with full card-network reach and UnionPay, JCB, Mastercard rails behind the scenes. One contract, every network.
- Virtual VISA in < 60 seconds, batch issuance via API
- Multi-currency: USD, EUR, GBP, HKD, SGD, CNY & more
- 3-D Secure, tokenization, per-card spend rules
- Single-use, multi-use, subscription cards
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